Part Two of AARP’s recent article entitled “How to Hire a Caregiver” first looks at some of the good things about using a registry to find a caregiver for a loved one:

• A better fit. You may be more likely to find a caregiver who speaks a second language, shares interests with your relative, or has personality traits your that loved one will appreciate.
• Flex time. You’re more apt to find a part-time caregiver or one who can work an unusual schedule.
• Because a registry doesn’t have any agency fees, you may be able to spend less out of pocket while still paying a higher wage than an agency caregiver receives, which might let you hire a provider with more skills or experience.
• Set your own rules. Agency caregivers must follow their agency’s rules. However, if the caregiver is independent, the two of you and the care recipient can determine what works best for everyone.

But of course, there are some drawbacks with using a registry to find a caregiver for a loved one. They include the following:

• Time Saving. Doing this yourself search can take weeks, but agencies can arrange next-day care.
• Emergency coverage. There’s always the chance that a caregiver will be ill or on vacation and you'll have no fallback plan, unless you create it.
• You’ll have to do a background check and verify credentials.
• You’re responsible for getting an employer identification number and for withholding and paying Medicare, Social Security and unemployment taxes. You’ll also have to confirm that the applicant can work legally in the U.S.
• Agencies insure their workers. However, you may be liable for an on-the-job accident, unless you buy liability insurance that covers the caregiver.
• Agency health aides are trained.
• The Buck Stops with You! You have the ultimate responsibility, and the person who handles complaints about your caregiver is you.

At this point, determine the level of assistance that’s required and with your loved one, make a list of their needs and limitations, likes and dislikes, expectations and doctor recommendations. Try to interview applicants together if you can and have prepared, written questions. You should also, ask for the recommendation of someone you know or an organization you trust. You can also contact an experienced elder law attorney and ask for recommendations.

By:  Edward J. Welch, Esq. ||| Estate Planning | Wills | Trusts | Asset Protection

If you would like to discuss your legacy options with an estate planning attorney in Jupiter or Palm Beach Gardens, Florida, schedule a complimentary call with Edward J. Welch at Welch Law, PLLC.  At Welch Law, WE WANT TO DRAFT YOUR LEGACY!

Reference: AARP (Sep. 27, 2021) “How to Hire a Caregiver”